About Ditto Insurance
Ditto Insurance simplifies the process of buying term and health insurance with expert guidance, no-spam consultations, and end-to-end support. Compare policies, clarify coverage, and finalize the right plan with IRDAI-certified advisors. Enjoy lifetime claim support and a seamless experience from application to policy issuance.
Pricing
Full pricing pageSubscription
Popular
Axis Max Life Smart Term Plan Plus
₹17,222 per year
A versatile and feature-rich term plan from a reliable insurer that performs well in real-world scenarios.
- Critical Illness Cover: Covers up to 64 illnesses for a period of 20 years
- Terminal Illness Benefit: Accelerated payout of up to ₹1 crore upon diagnosis of a listed terminal illness
- Cover Continuance: Allows premium deferral for a year under specific conditions without losing coverage
- Instant Payout: Allows an advance payout of up to ₹2 lakh at claim intimation
- Waiver of Premium: Premiums are waived on listed illnesses or disabilities
- Health Management Services: Teleconsultations, network discounts, and related services via the Axis Max Life app
HDFC Life Click2Protect Supreme Plus
₹19,719 per year
A polished, feature-rich term plan backed by an industry-leading insurer.
- Waiver of Premium: For critical illness & disability
- Life Stage Boosts: Increase cover during marriage or childbirth without reapplication
- Income Payout Options: Nominees can choose structured income instead of a lump sum
- Critical Illness Rider: Covers 60 illnesses (for up to 15 years)
- Premium Break: Temporarily pause premiums (for a year) while keeping cover active
- Active Management Tools: Smart Exit, instant partial payout on claims, and app-based wellness services
ICICI Prudential iProtect Smart Plus
₹15,951 per year
A reliable and mainstream term plan from a trusted private insurer.
- Life Stage Protection: Increase coverage during marriage, childbirth, or the disbursement of a home loan event
- Smart Exit: Option to exit and receive premiums back after a defined period
- Premium Break: Temporarily pause premiums (for up to a year) after paying regularly for a period
- Instant Partial Payout: Early accelerated payout of ₹3 Lakhs at claim intimation for higher covers
- Flexible Payouts: Lump sum or income-based formats for nominees
Bajaj Life eTouch II
₹15,474 per year
A clean, reliable, and competitively priced term plan that covers essentials well.
- Terminal Illness Payout: Early benefit on diagnosis (up to ₹2 cr)
- Waiver of Premium: Applicable for accidental disability or terminal illness
- Income Payout Options: Nominees can choose structured payouts
- Premium Holiday add-on: Allows temporary premium skips without losing cover
- Early Exit Value: Available at older ages under specific rules
- Health Management Services: Teleconsultations, health checkups, and discounts on pharmacy/lab tests
Aditya Birla Sun Life Super Term Plan
₹18,607 per year
A well-rounded, distinctive term plan with strong illness-related value inside the contract.
- Inbuilt Accelerated Critical Illness (ACI): Covers a range of 42 illnesses; up to 50% of sum assured paid (capped at ₹50 Lakhs)
- Terminal Illness Payout: Built in for early financial support (upto ₹ 1cr)
- Accidental Total & Permanent Disability: Waives premiums if the rider is opted for
- Life Stage Flexibility: Boost cover during marriage, childbirth, or home purchase
- Cover Continuance: Allows premium deferral under specific conditions
- Early Exit Value: Available at certain ages/tenures; also includes fast partial payout on claim intimation
FAQ
Yes, Ditto's service is completely free. There are no hidden costs or fees for using their insurance advisory services.
You can get started by booking a free call with one of Ditto's IRDAI certified experts. You can also chat with them on WhatsApp for assistance.
Ditto offers lifetime claim support. Their expert claims team is available 24/7 to assist you and your family with any claims-related issues.
Ditto provides end-to-end assistance, from understanding your policy needs to comparing options and finalizing the right policy. Their advisors help you avoid common mistakes and ensure your application is accurate.
Ditto focuses on providing expert guidance without spam or pushy sales tactics. They offer personalized advice, clear explanations, and handholding throughout the insurance purchase journey.
Yes, Ditto provides extensive support during the policy issuance process, including assistance with medical tests, evaluation of counteroffers, and resolution of any issues.
Alternatives to consider
Community ratings & full list
Badges
Promote Ditto Insurance giving it more exposure, by adding these badges to your website, documentation, or product listing. Each badge links back to Ditto Insurance page on Webfolio.
<a href="https://www.webfolio.to/tools/ditto-insurance?utm_source=badge&utm_campaign=badge" target="_blank" rel="noopener noreferrer"><img src="https://www.webfolio.to/badges/featured_color.svg" alt="Featured on Webfolio" style="max-width: 150px" /></a>
Pricing summary
Model
Subscription
Starting from
₹14,482 per year for a 25-year-old female non-smoker in Delhi for a ₹2 crore cover
Categories
Claim this tool
Are you the founder? Claim your profile to update details and track views.