Ditto Insurance
Personalized Insurance Advice for Term and Health Plans
About Ditto Insurance
Ditto Insurance simplifies the process of buying term and health insurance with expert guidance, no-spam consultations, and end-to-end support. Compare policies, clarify coverage, and finalize the right plan with IRDAI-certified advisors. Enjoy lifetime claim support and a seamless experience from application to policy issuance.
Pricing
Full pricing pageAxis Max Life Smart Term Plan Plus
A versatile and feature-rich term plan from a reliable insurer that performs well in real-world scenarios.
- Critical Illness Cover: Covers up to 64 illnesses for a period of 20 years
- Terminal Illness Benefit: Accelerated payout of up to ₹1 crore upon diagnosis of a listed terminal illness
- Cover Continuance: Allows premium deferral for a year under specific conditions without losing coverage
- Instant Payout: Allows an advance payout of up to ₹2 lakh at claim intimation
- Waiver of Premium: Premiums are waived on listed illnesses or disabilities
- Health Management Services: Teleconsultations, network discounts, and related services via the Axis Max Life app
HDFC Life Click2Protect Supreme Plus
A polished, feature-rich term plan backed by an industry-leading insurer.
- Waiver of Premium: For critical illness & disability
- Life Stage Boosts: Increase cover during marriage or childbirth without reapplication
- Income Payout Options: Nominees can choose structured income instead of a lump sum
- Critical Illness Rider: Covers 60 illnesses (for up to 15 years)
- Premium Break: Temporarily pause premiums (for a year) while keeping cover active
- Active Management Tools: Smart Exit, instant partial payout on claims, and app-based wellness services
ICICI Prudential iProtect Smart Plus
A reliable and mainstream term plan from a trusted private insurer.
- Life Stage Protection: Increase coverage during marriage, childbirth, or the disbursement of a home loan event
- Smart Exit: Option to exit and receive premiums back after a defined period
- Premium Break: Temporarily pause premiums (for up to a year) after paying regularly for a period
- Instant Partial Payout: Early accelerated payout of ₹3 Lakhs at claim intimation for higher covers
- Flexible Payouts: Lump sum or income-based formats for nominees
Bajaj Life eTouch II
A clean, reliable, and competitively priced term plan that covers essentials well.
- Terminal Illness Payout: Early benefit on diagnosis (up to ₹2 cr)
- Waiver of Premium: Applicable for accidental disability or terminal illness
- Income Payout Options: Nominees can choose structured payouts
- Premium Holiday add-on: Allows temporary premium skips without losing cover
- Early Exit Value: Available at older ages under specific rules
- Health Management Services: Teleconsultations, health checkups, and discounts on pharmacy/lab tests
Aditya Birla Sun Life Super Term Plan
A well-rounded, distinctive term plan with strong illness-related value inside the contract.
- Inbuilt Accelerated Critical Illness (ACI): Covers a range of 42 illnesses; up to 50% of sum assured paid (capped at ₹50 Lakhs)
- Terminal Illness Payout: Built in for early financial support (upto ₹ 1cr)
- Accidental Total & Permanent Disability: Waives premiums if the rider is opted for
- Life Stage Flexibility: Boost cover during marriage, childbirth, or home purchase
- Cover Continuance: Allows premium deferral under specific conditions
- Early Exit Value: Available at certain ages/tenures; also includes fast partial payout on claim intimation
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