About Fin-o-ji
Fin-o-ji is an AI-powered tool designed to demystify complex insurance policies and assist during claims. It translates policy jargon into simple language, provides step-by-step claims guidance, and offers emergency access to critical information. Founded by IIT Bombay students, Fin-o-ji aims to empower policyholders in India with clear insights and support.
FAQ
fin-o-ji is your personal AI insurance advocate that simplifies complex insurance policies and provides guidance during claims. It uses AI to translate policy jargon into understandable language, highlights hidden conditions and exclusions, and acts as your co-pilot during stressful claims.
The AI Claims Co-pilot provides step-by-step guidance, helps with document preparation, and assists with communication during the claims process, making it less stressful for you.
The One-Tap Emergency feature transforms the app into crisis mode, showing only critical information such as health cards, TPA contacts, and accident guides when you need them the most.
You can start by joining the waitlist on their website. Once launched, you can upload your existing insurance documents or connect them securely, and the AI will analyze your policies automatically.
fin-o-ji currently focuses on Health and Life Insurance. Their roadmap includes expanding to Motor, Travel, Home, and Gadget insurance in the future.
fin-o-ji was founded in 2025 by IIT Bombay students as part of the FinTech Entrepreneurship course. Their mission is to eliminate the fear, confusion, and frustration around insurance by empowering policyholders to understand and maximize the value of their insurance.
No, fin-o-ji does not sell insurance policies. Instead, it empowers you to understand and get the most value from the insurance policies you already own.
You can reach out to the co-founders, Kovid Bhatia (kovidbhatia611@gmail.com) and Krishna Gahlod (krishnagahlod@gmail.com), via email for any inquiries.
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