WealthFy

Yes, your money is safe. Wealthify and its partners are regulated by the Financial Conduct Authority (FCA). Your investments are held separately under FCA Client Asset (CASS) Rules, and cash deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 for investments and £120,000 for savings accounts.

Withdrawal options depend on the product. For Savings Accounts and ISAs/GIAs, you can withdraw funds without penalties, though investment sales may take up to 10 working days. Junior ISAs and Pensions are locked until maturity (18th birthday or age 55/57, respectively).

No, Wealthify does not provide financial advice. If you're unsure whether investing is right for you, you should consult an Independent Financial Adviser (IFA).

Wealthify is backed by Aviva, the UK’s largest insurance provider and a global financial services company. Wealthify is authorised and regulated by the Financial Conduct Authority.

If Wealthify fails, ClearBank will continue to hold your savings funds, and no FSCS intervention is needed. If ClearBank fails, your cash deposits are protected up to £120,000 by the FSCS.

You can contact Wealthify by calling 0800 802 1800 or sending a secure message through their website. Additional support resources include FAQs, help centre articles, and legal/regulatory information.