Wave Financial
Financial software built for entrepreneurs to manage money with confidence
About Wave Financial
Wave Financial provides award-winning accounting, invoicing, and payment tools designed specifically for small businesses and freelancers. With a focus on simplicity and affordability, Wave helps entrepreneurs streamline financial management so they can focus on growing their business.
Key features
Free Core Features
Wave offers free accounting, invoicing, and receipt scanning tools, making professional financial management accessible to small businesses and freelancers without upfront costs.
Intuitive Design
The platform features a clean, user-friendly interface that simplifies financial tasks, allowing business owners to manage their money efficiently without a steep learning curve.
Online Payment Processing
Wave enables businesses to accept credit card payments, bank transfers, and Apple Pay, helping them get paid faster and improve cash flow management.
All-in-One Financial Hub
Beyond accounting, Wave provides invoicing, payroll, and receipt scanning in one integrated system, reducing the need for multiple tools and streamlining financial workflows.
Cloud Accessibility
As a cloud-based solution, Wave allows users to securely access their financial data from any device with an internet connection, supporting remote work and real-time updates.
Pricing
Full pricing pageStarter
Just starting your business or looking for the basics? This is the place.
- Create unlimited estimates, invoices, bills, and bookkeeping records
- Option to accept online payments
- 2.9% + $0.60 per credit card transaction
- 3.4% + $0.60 per Amex transaction
- Invoice on-the-go with the mobile app
- Manage cash flow and customers in one dashboard
Pro
Want to look more polished, save more time, and conquer cash flow? It’s Pro time.
- Everything in Starter, plus
- Option to accept online payments at a discounted rate
- 2.9% + $0 per credit card transaction
- 3.4% + $0 per Amex transaction
- Auto-import bank transactions
- Auto-merge and categorize bank transactions
- Digitally capture unlimited receipts and track expenses
- Automate late payment reminders
Wave Advisors
Hands-off bookkeeping and financial guidance with in-house experts
- Includes Pro Plan features
- A dedicated bookkeeper to keep your books accurate and up to date
- Monthly financial statements prepared for you
- Expert support to answer your bookkeeping questions, anytime
- Be ready for tax time with clean, organized books and reports
- Onboarding when switching from other accounting software, like Freshbooks
- Optional packages for one-on-one guidance from an accounting coach
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