UniPayGateway

A payment gateway is server-side middleware that enables communication between a merchant and credit card associations like Visa or MasterCard. It processes payment transactions when a card is used online or at a point-of-sale. UniPay gateway is processor-agnostic, allowing merchants to interact with different end-points in a unified manner.

UniPay offers various services including Legacy System Replacement, Payment Processing Consolidation, Payments Ecosystem, PayFac Payment Service, and EMV Payment Terminal Service. These services are tailored to different business needs, such as migrating from old systems, consolidating payment platforms, and implementing secure chip card transactions.

UniPay offers several pricing models: Payments as a Service (PaaS) for budget-conscious businesses, White-Label Gateway for businesses wanting to monetize payments under their own brand, and On-Premises solutions for high-volume businesses. Each model has different cost structures and benefits.

Yes, UniPay Gateway includes an online payment portal with self-service functions, which is particularly useful for recurring billing and subscription management services.

Yes, it is possible but complex. You would need a payment software solution like UniPay, a PCI-compliant environment, a PCI auditor, and procedures for credit card storage. You would also need to choose banks and processors for transaction handling and obtain certification under your company’s name.

UniPay can process credit cards, fitting the general definition of credit card processing software. However, it offers additional features and flexibility, such as being processor-agnostic and providing extensive integration options.

Licensing UniPay payment gateway provides complete control over the payment gateway solution, eliminates per-transaction fees, and offers extensive integration with numerous payment processors and banks. It also allows customization of every aspect of the gateway operation according to your preferences.

Direct acquirer integration incorporates the integration code into a merchant’s application, feeding directly into the payment processing system. This eliminates intermediaries, reduces potential points of failure, omits costs associated with middleware, and delivers excellent performance.