About SmartWalt
SmartWalt is an AI-driven expense tracker designed to make managing your finances effortless. With features like voice entry, receipt scanning, and an AI financial coach, you can track every dollar in seconds without bank linking or spreadsheets. Gain insights into your spending habits, set savings goals, and take control of your financial future with minimal effort.
Pricing
Full pricing pageSubscription Free option
Free
$0 one-time
Essential tracking, no time limit
- Smart Accounts: unified wallet view
- Quick Capture (manual entry)
- Spend Limits: category budgets
- Bill Guard: bill reminders
- Basic notifications
- Secure cloud sync
Popular
Pro Monthly
$4.99 per month
Full AI power, billed monthly
- Everything in Free
- Voice Spend: log in 3 seconds
- Snap Receipt: instant OCR
- Walt AI Coach: personal CFO
- Spend Guide: AI cut-back tips
- Smart Insights: weekly summaries
- Goal Builder: savings roadmap
- Spend Detective: anomaly detection
- Money Reports: tax-ready exports
- Priority Alerts
Pro Yearly
$49 per year
Full AI power, billed annually. Save 17% vs monthly billing
- Everything in Free
- Voice Spend: log in 3 seconds
- Snap Receipt: instant OCR
- Walt AI Coach: personal CFO
- Spend Guide: AI cut-back tips
- Smart Insights: weekly summaries
- Goal Builder: savings roadmap
- Spend Detective: anomaly detection
- Money Reports: tax-ready exports
- Priority Alerts
FAQ
Yes, SmartWalt offers a free plan that includes essential tracking features such as manual expense entry, spend limits, and basic notifications. You can start using the app without any cost.
No, SmartWalt does not require bank account linking. You can track your expenses by voice, receipt scanning, or manual entry without ever connecting your bank account.
The Pro plan includes Voice Spend, Snap Receipt (OCR), Walt AI Coach, Spend Detective, Smart Insights, Goal Builder, Bill Guard, Money Reports, and Priority Alerts. These features unlock the full AI power of SmartWalt.
SmartWalt uses enterprise-grade encryption powered by AWS to secure your data. They do not sell your financial data and ensure your information is only used to provide personalized insights. You can also export or delete your data at any time.
The iOS version is currently in development and is a top priority. You can join the iOS Waitlist to receive an email notification as soon as it becomes available in the App Store.
Yes, you can bulk-add expenses later or snap a receipt to log it instantly. SmartWalt also sends smart notifications to remind you to log your daily spending, ensuring nothing slips through the cracks.
Unlike other budgeting apps that require manual categorization and bank linking, SmartWalt is designed to be effortless. You can log expenses in 3 seconds by voice, receipt scan, or manual entry, making it much easier to use consistently.
Currently, SmartWalt supports English for voice entry. However, more languages are planned to be added in the future.
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Pricing summary
Model
Subscription
Starting from
Free to start, Pro from $4.99/month
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