About On Deck
On Deck provides quick access to business loans and lines of credit, with same-day funding options and no hard credit pulls. Tailored financing solutions to help you manage cash flow, expand operations, and grow your business. Trusted by over 185,000 businesses since 2006.
FAQ
OnDeck offers both business term loans and business lines of credit. You apply with one application, and they evaluate which product best fits your business’s cash flow and funding needs.
To qualify, your business should have at least one year in business, $100,000 in annual revenue, a minimum personal FICO score of 625, and a business checking account.
OnDeck performs a soft credit check on the business owner’s personal credit when determining eligibility.
Once approved, you can receive funds as soon as the same day after completing your online checkout.
Instant Funding is a feature of the OnDeck Line of Credit that allows approved customers to access funds in seconds using a business debit card. It is available for draws up to $10,000 per day.
OnDeck deducts payments from your business bank account on a daily, weekly, or monthly basis, depending on the funding type. You can monitor your loan and payment activity through your online account.
No, you currently cannot update your bank information online. You need to contact one of OnDeck’s loan advisors for assistance.
If you can’t log in, you can click ‘Forgot Credentials’ or ‘Reset Password’ to recover your account. If you still have trouble, call (888) 556-3483 for assistance.
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