About Monzo
Monzo offers a modern banking experience with cash back rewards, high-interest savings, and FDIC-insured protection. Link all your accounts in one app to budget, track spending, and grow your savings with competitive APY rates. Join millions of users enjoying secure, tech-driven banking.
FAQ
Yes, your money is held by our partner bank, Lead Bank, and is FDIC-insured up to $250,000.
Your account will permanently close on June 8, 2026.
Your Savings Jars will close alongside your main account on June 8, 2026. You will continue to earn interest until the day your money is moved or the account is closed.
Yes, we will send your 1099-INT form for the current tax year to the mailing address we have on file by the usual tax deadline next year.
Update your direct deposits and auto-pays, bring your balance to $0 via bank transfer in the app, download any past statements you may need, and destroy your debit card by cutting through the chip.
No, we aren’t charging any new or additional fees. If you have a Preferred subscription, we will continue to charge until you cancel in the app.
You can chat with us through the app 24/7, or call us at 415-200-4074, Monday-Friday.
Monzo has decided to focus its efforts on its UK and EU business, where it is seeing incredible growth.
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