M1 Finance
Simplify wealth building with smart automation and customizable portfolios
About M1 Finance
M1 Finance offers a streamlined approach to investing, combining automated strategies with full control over your portfolio. Enjoy features like dynamic rebalancing, high-yield cash accounts, and margin loans, all backed by robust security and regulatory protections. With over 1 million users and $12B in assets, M1 empowers you to build wealth your way.
FAQ
You may open up to 4 Individual Cash Accounts and 1 Joint Cash Account per user.
The daily ACH transfer limit is $120,000. To transfer more than this amount in a single day, you may create a wire transfer.
Interest is calculated using the daily balance method. A daily periodic rate is applied to the principal in your account each day. Interest is compounded and credited monthly.
Yes, M1 Cash Accounts offer FDIC insurance coverage up to $4.75 million through a network of participating banks.
If your Cash Account is closed before your monthly interest credit date, any accrued interest will be credited to your linked external bank account at the end of the month your account was closed.
B2 Bank National Association (B2), Member FDIC, is M1’s national banking partner supporting the M1 Cash Sweep Program. M1 partners with B2 to transfer your Program Deposits from your Cash Account to FDIC-insured accounts at participating banks.
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