About iwoca
iwoca provides fast, transparent business loans from £1,000 to £1 million, designed to help UK small businesses manage cash flow, seize opportunities, and grow. With a simple online application, 24-hour decisions, and no early repayment fees, iwoca offers funding that adapts to your business needs. Trusted by over 150,000 businesses since 2012.
Pricing
Full pricing pageUp to 12 months
Borrow £10k for 12 months. Interest rate: 40% p.a. Fees: none. APR: 49%. Monthly repayment: £1,025. Total repayable: £12,290
24 to 60 months
Borrow £10k for 24 months. Interest rate: 35% p.a. Fees: 5%. APR: 49%. Monthly repayment: £613. Total repayable: £14,711
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