About Chip
Chip is a UK-based fintech app designed to help you save and invest effortlessly. With competitive interest rates, prize draws, and a range of investment funds, Chip combines award-winning AI with user-friendly tools to grow your money. Whether you're saving for a goal or investing for the long term, Chip offers flexible accounts, tax-efficient options, and expert guidance, all in one place.
Pricing
Full pricing pageSubscriptionFree option
Basic plan
£0 per month
Get Started
- Access to competitive savings accounts
- Stocks & Shares ISA
- Autosaves 45p per save
- Unlimited free use
- Recurring deposits
- Platform fees 0.25%
Popular
ChipX plan
£5.99 per month
Learn more
- Access to all our investment funds
- Autosaves 45p per save
- Unlimited free use
- Recurring deposits
- Platform fees 0%
ChipX plan (annual)
£65.05 per year
Learn more
- Access to all our investment funds
- Autosaves 45p per save
- Unlimited free use
- Recurring deposits
- Platform fees 0%
FAQ
Opening a Chip account takes just a few minutes. Download the Chip app from the App Store or Google Play Store, create an account by entering a few details and passing a quick check, and you're good to go.
New customers could earn 3.81% AER (variable tracker) on savings up to a certain limit for 12 months. After 12 months, the standard rate of 3.55% AER (variable tracker) applies to all savings.
You can inform Chip of a life event, health issue, or personal circumstances that affect your ability to use their app and service by reaching out via the in-app chat, email at hello@getchip.uk, or by filling out the Additional Support Request Form.
With your explicit permission, Chip can log this information on your account. They will share any wording used with you and ensure transparency about which departments have access to your data and how it will be used.
No, the Chip Cash ISA has no withdrawal limits, making it a flexible option for your savings.
To request additional support, you can reach out via the in-app chat, email at hello@getchip.uk, or fill out the Additional Support Request Form. Chip will then ask you some questions about your situation and how it affects your ability to manage your account, use the app, get in touch with customer support, and understand the product/service.
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