About Branch
Branch offers streamlined home and auto insurance designed for affordability and ease. Start with basic details, customize coverage, and save with tools and rewards. Switching is seamless, and claims support is proactive for peace of mind.
FAQ
Branch is home and auto insurance that’s easier to buy and actually built for savings. Unlike other insurance companies, Branch is structured to make insurance more affordable by eliminating overhead costs and passing savings along to members. In many states, policies are underwritten through Branch Insurance Exchange, a reciprocal insurance company owned by its members.
Branch securely pulls data from publicly available sources based on your address for home insurance and uses Coverage Verifier from Verisk to access your auto policy information. This allows Branch to quickly determine factors that impact insurance prices, such as the size of your house or its proximity to flood zones.
No, you can purchase a home or auto policy separately. However, bundling saves you money, and Branch makes it easier than ever to bundle policies, even in as little as 37 seconds.
SafetyNest is a 501(c)(3) nonprofit program by Branch aimed at combating financial inequality by reducing the uninsured driver rate. It is funded by Branch and works to ensure everyone has the right amount of insurance to avoid unnecessary financial peril.
Branch makes filing a claim simple. You can submit a claim through the website or the Branch app by explaining what happened and providing details. Branch then reviews the claim, and once approved, payment is sent immediately.
Branch covers various roof types, including asphalt shingles, clay tile, concrete tile, wood, slate, and metal. The type of roof matters because certain materials are more resistant to wind, hail, rot, insect damage, and fire. The less susceptible your roof is to damage, the better your home insurance rates may be.
Branch securely accesses your personal information through registered databases like consumer reporting agencies and the DMV. For vehicle information, Branch uses the DMV's secure system to retrieve details if your car is registered through your state's Department of Motor Vehicles.
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