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Betterment

Betterment

Automated investing and high-yield savings to grow your wealth effortlessly

About Betterment

Betterment combines smart technology with expert advice to simplify investing, saving, and retirement planning. With automated portfolios, tax-optimized strategies, and high-yield cash accounts, it helps you build wealth with confidence. Trusted by over 1 million customers managing $65 billion in assets.

Free option

Digital

$5 per month

Base price for investing accounts with $0 - $24K balance

  • Expert-built portfolios
  • Ongoing advice
  • Tax-saving technology

Digital

$25 per year

Annual price for investing accounts with $200+ monthly recurring deposit or $24K - $1M balance

  • Expert-built portfolios
  • Ongoing advice
  • Tax-saving technology

Premium

$65 per year

Annual advisory fee for Premium plan with $100K+ minimum balance

  • Access to financial experts
  • Exclusive benefits
  • Progressive fee discounts for balances over $1M

Cash Reserve

$0 per month

High-yield cash account with no monthly fees

  • No monthly fees
  • Variable APY

Checking

$0 per month

Everyday spending with no overdraft fees and ATM fees reimbursed

  • No overdraft fees
  • ATM fees reimbursed

FAQ

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Pricing summary

Free tier available
Starting from
$5/month

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