About Actual Budget
Actual Budget is a local-first, envelope-based budgeting app designed for speed, privacy, and clarity. Manage your finances with full control, multi-device sync, and optional end-to-end encryption, all while keeping your data truly yours.
Key features
Privacy-First Design
Your data stays local
Actual Budget runs entirely on your device, ensuring your financial data never touches third-party servers. Full control over your data with optional end-to-end encryption.
Blazing-Fast Performance
Optimized for speed
As a local application, Actual Budget delivers instant responsiveness and smooth navigation, outperforming many cloud-based alternatives.
Offline Accessibility
Work anytime, anywhere
Manage your budget without needing an internet connection, ideal for travel, poor connectivity, or when you simply prefer working offline.
Envelope Budgeting
Proven financial methodology
Built on the trusted envelope system, Actual Budget helps you allocate real income to spending categories, keeping your budget grounded in reality.
Highly Customizable
Tailor to your needs
Adjust categories, reports, and workflows to match your unique financial goals and preferences for a personalized budgeting experience.
Flexible Data Import
Seamless transitions
Import transactions from banks or other budgeting tools via QIF, OFX, QFX, CAMT.053, and CSV formats for quick setup and data continuity.
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